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The list below shows recreational and non professional (amateur) activities automatically included at standard premiums and activities that can be covered at an additional charge.

To establish if cover may be provided for any professional or competitive activities, please contact us.

Please note that there is no personal liability cover for activities marked with an asterix (*)

------ Activities Covered Automatically ----------- Abseiling / Rap Jumping (supervised) Aerobics Athletics Archery Backpacking Baseball / Rounders / Softball Battle Re-enactment Banana boating Basketball Boogie boarding Bouldering Bowls Breathing Observation / Bubble Diving Bridge Walking Bungy jumping (maximum 2 jumps) Canoeing / Kayaking (Fresh water / Sea) Canyoning / Kloofing Cricket Curling Cycling (cycles not covered) Drag Hunting Dune / Wadi Bashing * Falconry Fell / Gorge Walking (on recognised routes) Fell / Gorge Running (on recognised routes) Fencing Field Hockey Fishing (Course / Fly / Deep-sea) Football Go Karting * Golf Gorge Swinging Gymnastics Guided Glacier Walking Hot Air Ballooning (as passenger only) Horse Riding or Riding Other Animals Hunting Hurling Hydro Speeding Jet Boating * Jet Skiing * Mountain Boarding Netball Non-Manual Work Orienteering Outward Bound Pursuits Overland travel Paintballing Paracending / Parasailing Polo Pony / Horse Trekking Racquet Sports Roller Blading / Ice Skating Rowing Running / Jogging / Marathon Safari / Gorilla Trekking Safari Travel (in a vehicle or on foot) Sailing * Scuba Diving (up to 40 meters in depth) Shooting Snorkelling Surfing (Surf Board excluded from policy) Swimming Table Tennis Tall Ship Crewing * Trampolening Trekking / Rambling / Hiking Triathlon Tug of War Tubing Via Ferrata Volley Ball Wall Climbing (Man made Climbing Walls) Wake Boarding /Water Skiing * Water Polo White / Black Water Rafting or Canoeing Windsurfing (boards not covered) Zorbing

The list below shows activities that can be covered but are subject to an increase in premium. These cannot be booked online, please call us to book.

25% Increase in premium :

BMX Racing / Competitions (cycles not covered)
High Diving
Kite Surfing Over Land
Kite Surfing Over Sea
Land Sailing
Off road cycling (cycles not covered)
Skate Boarding

50 % Increase in premium :

American Football
Gaelic Football
La Crosse
Rugby
Martial Arts
Parapenting / Paragliding
Quad Biking *
Sand Dune Surfing
Street Hockey
Wrestling

Double premium :

Cross Country Skiing
Down Hill Skiing
Dry Skiing
Ice Hockey
Kite Skiing / Snowboarding
Ski Boarding
Sledding / Tobogganing
Snowmobile Driving / Skidooing *

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